Travel, Accident and Sickness Insurance
UR faculty, staff and students participating in University of Richmond abroad programs or traveling internationally on university business will be enrolled in the Chubb travel, accident and sickness insurance plan. The insurance is underwritten by Chubb Insurance Company. Assistance and Security Services are provided by On Call International.
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Major Features (*see policy for details and exclusions)
Circumstance
Coverage
Covered Accident or Sickness: some expenses have limitations (e.g., prescription drugs, physiotherapy, nervous/mental disorders, etc.)
Up to $500,000
Medical Evacuation & Repatriation of Remains
100% of covered expenses
Emergency Reunion Benefit
Up to $12,500
Worldwide Travel Assistance (Medical and Security)
Available 24 hours/7 days
Trip cancellation and interruption
Up to $5,000 for cancellation/$7,500 for interruption
Trip delay
Up to $2,500
Baggage loss
Up to $500
Security Evacuation
Up to $100,000
Personal Liability
Up to $100,000
The foregoing summary/outline does not take the place of or alter any of the conditions, exclusions, and other terms of the insurance policy herein summarized. It is merely a short descriptive guide for convenient reference.
The Description of Coverage (“DOC”)* provides a summary of benefits of the insurance plan and further detail of the benefits, coverage, definitions, terms, conditions, exclusions and limitations. The DOC is not a contract of insurance. The terms and conditions of coverage are set forth in the Policy issued to the University of Richmond and the Policy is subject to the laws of the state in which it was issued.
For questions about policies and benefits, please contact the Office of Risk Management at the University of Richmond.
In compliance with federal law, this insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit the insurance, including, but not limited to, the payment of claims. For a list of countries currently sanctioned by OFAC, please visit http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx.
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Insurance Forms and Documents
Here are frequently requested documents related to the insurance:
Claims forms and instructions:
- Click here to view/download
Descriptions of Coverage:
- STUDENTS
- All countries (except New Zealand and Spain)
- New Zealand
- Spain
- FACULTY, STAFF, and APPROVED GUESTS
- All countries (except New Zealand and Spain)
- New Zealand
- Spain
Need Additional Insurance Coverage?- Click here for more information about extended insurance coverage
Questions about policies and benefits?- Contact the Office of Risk Management at risk@richmond.edu
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Insurance Terms
Glossary of Insurance Terms
- HSR = Claim processor
- On Call = Travel assistance provider
- Chubb = Insurance company